If you're on this page, you're probably asking yourself, "why another payment processor?" Well, to answer that, let's take a look at how our company was formed and how we got here.

In 2017, Lucus Labs (the parent company of Opta Pay) started as a technology investments, research & development company. We provided specialized R&D services mostly around Artificial Intelligence (A.I.), blockchain, the Internet of Things (IoT), AgTech, but also around several others.

As with many startups, it took a little while to get our momentum. But then COVID hit. All of our in-flight contracts flew out the window, and all of our hot leads turned cold. Companies were struggling to keep their lights on, much less have the money to pay for specialized R&D. But we are resilient.

We took a look at the most common problems we covered during our time doing research & development and learned it wasn't the technologies that was the problem. It was the companies that provided the technologies in the first place. It was at that time we came to the realization that no matter what companies say about how they want to help small businesses, very few actually do. Once they land their first big fish, they almost always turn their back on the little guys. Being one of those little guys, we knew first-hand that something had to change. And so, we took off our lab coats and pivoted our entire company toward doing something that truly helps the little guys, the small businesses that need a competitive advantage and a partner that will stay by their side as they grow.

In 2020, we launched our flagship product, Symbient Opta. Symbient Opta is an all-in-one business management solution that provides everything you need to run your day-to-day operations. It has everything from accounting & financials, to project & resource planning (ERP), time tracking, customer relationship management (CRM), and much much more.

Did you know companies require an average of 10 different software solutions just to run their business? Well, Symbient Opta provides all those wares in a single, affordable, and intuitive package that any size company can afford. But we didn't stop there.

One of the common questions our customers had asked was, "how can you help me accept credit card payments in my small business?" It was this very question that inspired us to develop Opta Pay. But that still doesn't answer the question of, "Why Opta Pay?"

If you've ever looked into how your small business can accept credit card payments from your customers, then you already know the answer to the question and title of this page. The credit card industry is saturated with lots of shady companies with complex pricing models that are designed at every level to be profitable for their companies, and do very little for your company in return.

While, yes, there are plenty of existing payment processors out there already, many are too confusing and don't provide a clear path on how you can begin and/or what you're expected to pay. If you accept credit cards in person, you pay one fee. If you accept credit cards online or over the phone, you pay another fee. If you accept credit cards on a Sunday versus Saturday, you pay another fee. Fees fees fees! At the end of the month, you owe the payment processor more money than you made. It just doesn't add up. (pun intended)

Well, at Lucus Labs, we understand your pain. We get it. We too wanted something that is simple to get started, simple to use, and simple to understand. We too wanted something that doesn't involve a bunch of convoluted fees that compound over time, or fees on top of fees just because the middle-men want to fatten their own wallets. We wanted something simple and affordable. Unfortunately, we couldn't find anyone that checked those boxes. It was then that we decided to just build it ourselves.

For over a year, we worked diligently to research and partner with all the right players that can make our dream possible. We spent countless resources developing a network that really does make accepting credit card payments simple and affordable. We built Opta Pay. No longer do you need to stay up at night trying to figure out how your small business can accept credit card payments from your customers. It's time to take a step in the right direction and partner with a payment processor that has walked a mile in your shoes and truly understands your pain. It's time you choose Opta Pay!